[hidden]{display:none!important}
:root{
  --ink:#14211b; --ink-2:#3d4a43; --muted:#6b776f;
  --bg:#f7f3ea; --paper:#fffdf8; --line:#e4dccb;
  --green:#1f4d3a; --green-2:#2f6b52; --green-soft:#dfeae2;
  --gold:#c8963e; --gold-soft:#f4e6c8;
  --danger:#b3412e; --radius:16px;
  --shadow:0 1px 2px rgba(20,33,27,.06),0 8px 24px rgba(20,33,27,.06);
  --serif:"Fraunces",Georgia,serif; --sans:"Inter",system-ui,-apple-system,Segoe UI,Roboto,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--sans);color:var(--ink);background:var(--bg);line-height:1.6;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--green-2)}
.wrap{max-width:1160px;margin:0 auto;padding:0 24px}
h1,h2,h3{font-family:var(--serif);font-weight:600;letter-spacing:-.015em;line-height:1.12;margin:0 0 .5em}
h1{font-size:clamp(2.4rem,5.4vw,4.1rem)}
h2{font-size:clamp(1.8rem,3.4vw,2.6rem)}
h3{font-size:1.25rem}
p{margin:0 0 1em}
.eyebrow{font-size:.78rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--gold)}
.lead{font-size:1.15rem;color:var(--ink-2);max-width:56ch}
.btn{display:inline-flex;align-items:center;gap:.5em;border:0;border-radius:999px;padding:.85em 1.5em;font:600 .98rem var(--sans);cursor:pointer;text-decoration:none;transition:transform .15s,background .15s,box-shadow .15s}
.btn:hover{transform:translateY(-1px)}
.btn-primary{background:var(--green);color:#fff;box-shadow:0 6px 18px rgba(31,77,58,.25)}
.btn-primary:hover{background:var(--green-2)}
.btn-ghost{background:transparent;color:var(--green);border:1.5px solid var(--green)}
.btn-sm{padding:.5em 1em;font-size:.88rem}
.btn-danger{background:var(--danger);color:#fff}
.btn:disabled{opacity:.6;cursor:not-allowed;transform:none}

/* nav */
.nav{position:sticky;top:0;z-index:20;background:rgba(247,243,234,.88);backdrop-filter:blur(10px);border-bottom:1px solid transparent;transition:border-color .2s}
.nav.scrolled{border-color:var(--line)}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;height:70px}
.logo{display:flex;align-items:center;gap:.55em;font:700 1.25rem var(--serif);color:var(--ink);text-decoration:none}
.logo-mark{width:34px;height:34px;border-radius:10px;background:var(--green);display:grid;place-items:center}
.nav-links{display:flex;gap:28px;align-items:center}
.nav-links a{color:var(--ink-2);text-decoration:none;font-weight:500;font-size:.95rem}
.nav-links a:hover{color:var(--green)}
.nav-links a.btn-primary,.nav-links a.btn-primary:hover{color:#fff}
@media(max-width:820px){.nav-links a:not(.btn){display:none}}

/* hero */
.hero{padding:72px 0 64px}
.hero .wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:center}
.hero h1 em{font-style:italic;color:var(--green)}
.hero-ctas{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.trust{display:flex;gap:22px;margin-top:30px;color:var(--muted);font-size:.9rem;flex-wrap:wrap}
.trust span::before{content:"✓";color:var(--green-2);font-weight:700;margin-right:.4em}
.hero-card{background:var(--paper);border:1px solid var(--line);border-radius:24px;padding:28px;box-shadow:var(--shadow);position:relative}
.hero-card .tag{position:absolute;top:-13px;left:24px;background:var(--gold);color:#fff;font-size:.75rem;font-weight:600;padding:.3em .9em;border-radius:999px}
.ledger{list-style:none;margin:10px 0 0;padding:0}
.ledger li{display:flex;justify-content:space-between;padding:12px 0;border-bottom:1px dashed var(--line);font-size:.95rem}
.ledger li:last-child{border:0}
.ledger b{font-variant-numeric:tabular-nums}
.bar{height:10px;border-radius:999px;background:var(--green-soft);overflow:hidden;margin:18px 0 8px}
.bar i{display:block;height:100%;width:0;background:linear-gradient(90deg,var(--green),var(--gold));border-radius:999px;transition:width 1.6s cubic-bezier(.2,.7,.2,1)}
.big-num{font:600 2.4rem var(--serif);color:var(--green);font-variant-numeric:tabular-nums}
@media(max-width:900px){.hero .wrap{grid-template-columns:1fr}}

section{padding:88px 0}
.section-head{max-width:640px;margin-bottom:44px}
.alt{background:var(--paper);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}

/* stats strip */
.strip{padding:34px 0;background:var(--green);color:#e9f1ec}
.strip .wrap{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.strip b{display:block;font:600 2rem var(--serif);color:#fff}
.strip small{opacity:.8}
@media(max-width:720px){.strip .wrap{grid-template-columns:1fr}}

/* steps */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;counter-reset:s}
.step{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:26px}
.step::before{counter-increment:s;content:counter(s,decimal-leading-zero);font:600 1rem var(--serif);color:var(--gold);display:block;margin-bottom:14px}
.step p{color:var(--ink-2);font-size:.95rem;margin:0}
@media(max-width:900px){.steps{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.steps{grid-template-columns:1fr}}

/* calculator */
.calc{display:grid;grid-template-columns:1fr 1fr;gap:28px;background:var(--bg);border:1px solid var(--line);border-radius:24px;padding:32px}
.field{margin-bottom:22px}
.field label{display:flex;justify-content:space-between;font-weight:600;font-size:.92rem;margin-bottom:8px}
.field label output{color:var(--green);font-variant-numeric:tabular-nums}
input[type=range]{width:100%;accent-color:var(--green)}
.calc-out{background:var(--green);color:#fff;border-radius:18px;padding:28px;display:flex;flex-direction:column;justify-content:center}
.calc-out .big-num{color:#fff;font-size:3rem}
.calc-out p{color:#cfe0d6;font-size:.92rem}
.calc-out .row{display:flex;justify-content:space-between;border-top:1px solid rgba(255,255,255,.18);padding-top:12px;margin-top:6px;font-size:.95rem}
@media(max-width:820px){.calc{grid-template-columns:1fr}}

/* advantages */
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:26px}
.icon{width:44px;height:44px;border-radius:12px;background:var(--gold-soft);display:grid;place-items:center;margin-bottom:16px;font-size:1.3rem}
.card p{color:var(--ink-2);font-size:.95rem;margin:0}
@media(max-width:900px){.grid3{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.grid3{grid-template-columns:1fr}}

/* homes */
.homes{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.home{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;display:flex;flex-direction:column}
.home-img{aspect-ratio:16/10;background:linear-gradient(135deg,var(--green-soft),var(--gold-soft));display:grid;place-items:center;color:var(--green);font:600 1rem var(--serif)}
.home-img img{width:100%;height:100%;object-fit:cover}
.home-body{padding:20px;display:flex;flex-direction:column;gap:10px;flex:1}
.home-meta{color:var(--muted);font-size:.88rem}
.price{font:600 1.5rem var(--serif)}
.price small{font:500 .85rem var(--sans);color:var(--muted)}
.pill{display:inline-block;background:var(--green-soft);color:var(--green);font-size:.78rem;font-weight:600;padding:.25em .7em;border-radius:999px;margin:0 4px 4px 0}
.pill.gold{background:var(--gold-soft);color:#8a6220}
.empty{grid-column:1/-1;text-align:center;padding:48px;border:1.5px dashed var(--line);border-radius:var(--radius);color:var(--muted)}
@media(max-width:900px){.homes{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.homes{grid-template-columns:1fr}}

/* faq */
.faq{max-width:800px}
.faq details{border-bottom:1px solid var(--line);padding:18px 0}
.faq summary{font-weight:600;cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:16px}
.faq summary::after{content:"+";font-size:1.4rem;line-height:1;color:var(--green)}
.faq details[open] summary::after{content:"–"}
.faq details p{color:var(--ink-2);margin:12px 0 0}

/* forms */
.apply{display:grid;grid-template-columns:.9fr 1.1fr;gap:48px;align-items:start}
.form{background:var(--paper);border:1px solid var(--line);border-radius:24px;padding:32px;box-shadow:var(--shadow)}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.form-grid .full{grid-column:1/-1}
.f label{display:block;font-size:.85rem;font-weight:600;margin-bottom:6px;color:var(--ink-2)}
.f input,.f select,.f textarea{width:100%;padding:.75em .9em;border:1.5px solid var(--line);border-radius:10px;font:inherit;background:#fff;color:var(--ink)}
.f input:focus,.f select:focus,.f textarea:focus{outline:none;border-color:var(--green-2);box-shadow:0 0 0 3px var(--green-soft)}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.msg{margin-top:14px;font-size:.92rem;font-weight:500}
.msg.ok{color:var(--green)}
.msg.err{color:var(--danger)}
@media(max-width:820px){.apply{grid-template-columns:1fr}.form-grid{grid-template-columns:1fr}}

footer{padding:48px 0;color:var(--muted);font-size:.86rem;border-top:1px solid var(--line)}
footer .wrap{display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap}
.disclaimer{max-width:720px;font-size:.8rem}

.reveal{opacity:0;transform:translateY(16px);transition:opacity .7s,transform .7s}
.reveal.in{opacity:1;transform:none}
@media(prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none}.bar i{transition:none}html{scroll-behavior:auto}}
.consent{display:flex;gap:12px;align-items:flex-start;background:var(--green-soft);border-radius:12px;padding:14px 16px;font-size:.82rem;color:var(--ink-2);line-height:1.5;cursor:pointer}
.consent input{margin-top:3px;width:18px;height:18px;accent-color:var(--green);flex:none}
.consent b{color:var(--green)}